Credit Advisory

The Process

Develop an Understanding:

Pacific Apex works quickly to understand the situation.

Review of formal financial package to underwrite the credit worthiness of the transaction.

Confirm capital request, transaction structure, and terms of engagement.

Market Preparation and Syndication:

Pacific Apex compiles an overview deck to summarize the transaction, financials, and strengths of the company.

Conduct conversations with lenders to communicate the credit opportunity; ensure NDAs are executed prior to sharing confidential information.

Answering all lender questions necessary in order to issue a term sheet.

Term Sheet Selection and Closing:

Pacific Apex provides comparative to help evaluate the best options based on cost, total availability, structure, and covenants of capital.

Final negotiation of term sheets before lender selection; work with company through final closing and diligence.

Why Pacific Apex?

Capital Connections:

Pacific Apex possess a vast network of capital providers with established high-level relationships. 

Capital partners understand that if they want to ‘win the deal’ they need to present best structure with their initial terms due to competitive nature of process.

Yielding the Best Pricing and Capital Structure:

A competitive process will result in a multitude of options which provides more flexibility for negotiation. 

Borrower can make an informed decision when choosing which option fits best in terms of pricing, covenants, availability of capital, term, amortization, etc.

Time Saving:

Pacific Apex’s thorough process allows for simultaneous discussions with a multitude of lenders to be held; companies that carry out lender discussion with out a formal process in place lose a lot of time. 

Process facilitates the quick flow of information and reinforces transaction deadlines to get lenders quickly to the term sheet stage.

Pacific Apex’s process saves time and peace of mind for the company's management team.

Efficiency:

Our team and resources act as an extension of the business; Pacific Apex focuses on the capital raising process while the company focuses on operations.

De-risks transaction execution and allows for your business to use its resources more efficiently. 

Our speed to market enables sponsor to engage in either traditional auctions or negotiated deals.

Alignment of Interests:

Compensation for Capital Raising service is primarily success-based (securing financing for the business).