Referral Situations

Resource Constrained:

Company seeks a credit facility and traditional lenders are unable to help; management is inexperienced running its own process.

Outsourcing the debt capital process would be a better allocation of resources as the time of the C-Suite of executives is better spent on operating the business.

A debt capital raise process falls outside your scope of business; referral to Pacific Apex helps cross sell your services.

Current Bank Client:

Company has a deposit only relationship and needs a credit facility and the bank is maybe a year or two away from being comfortable extending credit terms; bank would prefer to keep deposits if possible.

Bank currently provides a credit facility but is unable to extend its facility to match the client’s needs or has expressed lender fatigue / covenant violations leading to a much-needed refinance.

Proceeds for Growth:

Company expanding rapidly and needs to identify a capital partner to finance growth initiatives and support the management team.

Access to a credit facility would delay the need to raise equity.

Challenged Acquisition:

Leveraging cash flow for an acquisition or a series of acquisitions which may seem challenging for current network of capital providers.

Target acquisition under LOI with exclusivity period quickly approaching expiration; better capital options needed for a timely close.

Management team is very concerned with outstanding major diligence items; need to outsource the capital markets efforts to someone with the experience and contacts to decrease execution risk.

Dividend Recapitalization:

Owners of a private business not ready to sell the business but are interested in a near-term large liquidity event. Management elects to leverage the cash flow of the company to provide a large liquidity event that is above what their bank can provide.

Management team elects to leverage the business cash flow and elect to use proceeds towards buying out a business partner.

If your company or client is in a similar situation, reach out to Pacific Apex to learn more.